15Aug

6 questions to ask when you receive your super statement

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It’s around this time that Australians receive their annual statement from their super fund. For many people, there’s not much of interest beyond how well their super performed over the past 12 months. But there’s value in reading your statement in its entirety and asking yourself the following key questions. Are all your details correct? […]

15Aug

Can you still afford to ignore HECS-HELP debt?

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HECS-HELP debt is considered by many to be “good” debt, since the government doesn’t charge interest and repayments only start once when you pass a certain income threshold. But balances are still indexed annually in line with inflation, and this year the indexation rate jumped all the way up to 7.1%. This is a steep […]

15Aug

What are unlisted assets and do they belong in your super?

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Super funds will invest in different types of assets to grow their members’ retirement savings, and unlisted assets can be an important part of their investment strategy. But how do these differ from other assets in your portfolio? And what can you expect when it comes to risk and return? The difference between listed and […]

15Aug

How AI is supercharging financial scams

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As with any new technology, we have to take the good with the bad. But in the case of artificial intelligence (AI), the can of worms it threatens to open might be unlike anything we’ve ever seen. Already, the technology is being used by cybercriminals to swindle people of their money, and the methods they’re […]