12Jul

Consumer payments behaviour: How do you compare?

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Every three years, the RBA conducts a Consumer Payments Survey. Importantly, the results from this survey provide a snapshot of how we make consumer payments (and how this has changed over time). Below are just a small selection of the many interesting emerging trends that have been identified in the most recent survey*. How do […]

12Jul

Self-managed super funds (SMSFs): Sector insights

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When it comes to the sustainability of Australia’s retirement income system (in the context of an ageing society), a three-pillar approach has been pursued by the Government for the last few decades. This three-pillar approach comprises of the following: 1. The means-tested and publicly funded Age Pension; 2. Compulsory private savings through the Super Guarantee […]

12Jul

1 July 2019: New financial year, new state of play

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With the ushering in of a new financial year, certain rates and thresholds have increased, and several legislative instruments have taken effect. These may impact your personal finances moving forward. Given this, in this article we will focus on the state of play from 1 July 2019. More specifically, regarding the numerous changes that have […]