28Feb

Aged care and the informal care space

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Increasingly, older people (aged 65 and over) in Australia are choosing to remain living in their own homes for as long as possible. This is being facilitated by access to a combination of formal (paid) care, such as the Commonwealth Home Support Programme and the Home Care Package, as well as informal (unpaid) care. According […]

28Feb

Household consumption and the Diderot Effect

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Today, we have consumer goods and services, both essential and desirable, that our ancestors could only have dreamt of in their lifetime. And yet, some of us are still driven to, or prompted to, purchase even more. This phenomenon can be due, in part, to the consumerism-focused society we live in where we are constantly […]

28Feb

Retirement and the transfer balance cap (TBC)

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When looking to partially or fully fund your retirement lifestyle from your super benefits, there are several options available. Depending on your personal circumstances, you can choose to take your super benefits as: 1. a lump sum, 2. a retirement income stream, or 3. a combination of both. Most of us choose the third […]