15Sep

TPD insurance: Core & supplementary provisions

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For many of us, our ability to work and earn an income can be essential. It allows us to fund lifestyle expenses and work towards achieving our financial goals and objectives, now and in the future. In our working life, we have a 1 in 3 chance of being disabled for more than 3 months* […]

15Sep

Invalid wills, passing away intestate, and intestacy rules – Part 2

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Approximately 45% of Australians* pass away intestate—meaning they pass away with no Will or an invalid Will. An implication of passing away intestate is that an individual’s estate is distributed in accordance with the intestacy rules of their relevant state or territory—which may differ from an individual’s intended wishes. In Australia, there can be variations […]

15Sep

Growing your super: Government super contributions

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One of the risks retirees can face is the potential to run out of retirement savings by living longer than expected—commonly referred to as longevity risk. For many of us, super will form an integral part of our retirement savings. However, our ability to grow our super to a sufficient level during our working years […]

15Sep

Vanessa Stoykov: How to improve your finances by thinking

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We are pleased to share with you a special piece from renowned Australian money educator Vanessa Stoykov. Below, Vanessa discusses the negative impact that limiting thoughts and beliefs around money can have on you, and your finances, and how to change your mindset for the better. How to improve your finances by thinking by Vanessa […]