09Dec

Vanessa Stoykov: Investing is nothing without goals

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We are pleased to share with you a special piece from renowned Australian money educator Vanessa Stoykov. Below, Vanessa discusses why it’s key to set investment goals and follow through with a plan to achieve them. Investing is nothing without goals by Vanessa Stoykov Like studying for an exam, or training for a race, you’re […]

09Dec

Underwriting: Revised terms (eg loadings and exclusions)

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When it comes to an individual’s formal insurance application, an insurer’s underwriter will assess if there are any identifiable risks in the individual’s circumstances as it relates to their underwriting guidelines. Please note: In terms of the individual’s circumstances and identifiable risks, this can encompass the individual’s occupational duties, pursuits and pastimes, current health, and […]

09Dec

The cost of raising children: Child care subsidy changes

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According to recent research published by the Australian Institute of Family Studies*, the total cost of raising a young child can range from $140 per week ($7,280 annually) for unemployed families (receiving social security benefits), and $170 per week ($8,840 annually) for low-paid families (receiving minimum wage). And, when considering the inclusion of an additional […]

09Dec

Update: ‘Enhancing Super Outcomes For Australians’ legislation

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Treasurer Frydenberg delivered the 2021-22 Budget on 11 May 2021. Notably, within the Budget papers were key proposed super measures, relevant to wealth accumulators and retirees alike. Of these measures, several encompassed changes to the Super Guarantee, the First Home Super Saver Scheme, the Downsizing measure, and the work test for super contributions. These measures […]