06Dec

Practising self-care: Relaxation, rejuvenation and reflection

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Approximately one-third of our adult life can be spent at work. Importantly, without work and the income derived from it, many of us would find it difficult to: maintain our present living costs, and, execute plans in relation to accumulating wealth to fund our future living costs. However, income is often just one reason (albeit […]

06Dec

Getting ahead financially: Household financial waste

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Unnecessary and avoidable household financial waste can be costly; placing pressure on your cashflow, locking away potential surplus income, and prolonging the achievement of your financial goals and objectives. For example, in our video, ‘Business and household food waste’, we touched on the impact that food waste can have on your household finances; a household’s […]

06Dec

Age Pension entitlements: Gifting and deprivation rules

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The Government’s Age Pension remains a vital source of income for many older Australians in retirement. For example, in June 2018, 2,477,861 million people aged 65 and over received at least a partial Age Pension; this represented 64.15% of the total number of older Australians (3,862,591 million)*^. Importantly, there are specific eligibility tests (age, residency, […]